Monday, July 31, 2017

July 2017 | MONTH IN REVIEW



Here's a quick summary of what we were up to this month.

  • We survived another tropical storm Don -- a short lived storm that brushed over the Windward islands on July 17th.
  • We finally re-sealed the front windows although it was a challenge with the constant rain.
  • We replaced the insulation on the engine cover.
  • After 8 long months, the engine is finally back in the engine bay, resting comfortably on the new engine mounts and {good news} the engine works! Having said that, we still have to replace the mixing elbow (it's too old, rusty and has a crack in it), re-seal a leak from the heat exchange cover (done) and replace the alternator regulator (it had a meltdown -- another item on our shopping list).
  • Very happy I finally converted the Caribbean string banner flags we ordered online into courtesy flags! I know this wasn't top priority on our long list of boat projects/repairs, but it was a nice break from working with epoxy, fiberglass and sikaflex. Looking forward to flying them in the Caribbean!
  • We added backing plates to the cleats at the front of the bows. Very tight space (even for tiny me); was not a pleasant job {but then again, when is a job ever pleasant on a boat?}. Hopefully we'll never have to do that again!
  • We also added backing plates on the winches in the cockpit. While securing one of the the backing plates, a bolt snapped in half! Our struggle with corrosion is real & ongoing.
  • It's Avocado season! We bought 3 large ones for $25 TTD (~$3.50 USD) usually at least $20 TTD each {best bargain ever!}.
  • On the entertainment front, we finished watching all 5 seasons of 'Breaking Bad' {4 years late}, but we're up-to-date with 'Better Call Saul' at Season 3.
  • We also met new friends Patrice, Veronique and Chacco (their beautiful dog -- so well trained) on S/Y Gran Largo {friends of S/Y Yelo}. Thank you so much for having us onboard! Will not forget the delicious homemade ice cream and ginger drink! ;9 Also, wish we could have a dog like Chacco on Raptor too!

Check out our posts this month:

Installing Port Visors

How to DIY Courtesy Flags on the Cheap | Less Than $1 A Flag

How To Open A US Bank Account As A Tourist/Non Resident


June 2017 | MONTH IN REVIEW >>

August 2017 | MONTH IN REVIEW <<

 

Replaced Insulation on the Engine Cover
Re-sealed the Front Windows
DIY Courtesy Flags
Homemade "Shumai" with Turkey Mince
Avocado Season!
Friends on S/Y Gran Largo

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Wednesday, July 26, 2017

How To Open A US Bank Account As A Tourist/Non Resident

Opening a bank account in the US as a tourist/non-resident was not as difficult as we'd thought. Sure, we spent a lot of time looking around, searching for the bank that we could open an account with; not all banks in US are able or willing to open an account for tourists or someone without a social security number. 


There are thousands of banks in the US. We searched for a bank that required the least amount of minimum daily balance. Larger banks like Citibank and HSBC were happy to open an account for us, that is.. if we maintain a minimum daily balance of $25,000 and above! 

Needless to say, we did not go with them. We opened an account with Capital One bank (in New York), and then later with TD bank (in Florida). The process to open the accounts were similar.

What You Need: 
  • Be physically present at the bank
  • A passport  
  • An additional photo ID (e.g. driver's license)
  • A US address (we used a friends address)
  • A US phone number (we have a virtual US number with iPlum app) 
  • A recent copy of a bank/credit card statement or utility bill in your home country
  • Some cash to make an initial deposit

What You'll Get:
  • A welcome pack (i.e. paper work -- fee schedule, account maintenance information, etc)
  • A debit card
  • 3 cheques (if you need to pay anyone)
  • Access to online banking

How to open bank account

One difference we noted was that we received the permanent debit card on the spot for TD bank, while Capital One gave us a temporary card and took about a week or two to send us the permanent one (to the US address -- which was not convenient for us).  

We had no issues using these cards at the stores or for online shopping.

Other Things to Note:
  • If you intend to use the card overseas, you'll need to inform the bank so that your card is activated for overseas usage.
  • Get your bank's Routing Number/SWIFT code (you'll need this for online bank transfers).
  • Remember to change your bank statements from paper to online. This saves you $1 per statement cycle (charges may differ for different banks), nothing gets sent to your US address and you'll help save the environment.
  • With a US bank account, you can open a US Paypal account as an option for online payment and fund transfers.

Why We Switched from Capital One to TD bank:
  • Capital One bank has less branches in US than TD bank. 
  • Capital One does not have branches in Florida (which we needed).
  • Read our post '6 Day Break in Florida'. 
  • The minimum balance for Capital One bank is $300 while TD bank is $100.
  • TD Bank has a pretty good online customer service support.
  • TD Bank has a refer-a-friend promotion (having said that, Capital One has it as well but with more T&C).

Last month, I opened a TD convenience checking account {mainly for my Amazon Associates which requires a US bank account}. The next day, Alex who already has an account with Capital One decided to be bank buddies with me; he figured it'd be easier to transfer funds to each other and also because TD has a lower minimum daily balance than Capital One. So he opened the same checking account (referred by me), complied with the requirements for the refer-a-friend promo (see below) and within a month, we both got $25! :)

To get this, you'll need to know someone with a
TD bank account. If you're interested we'll be happy to share more on this with you. Just drop us a note!

Then, you simply need to either receive a direct debit or make 15 transactions on your debit card within 60 days of opening the account (which is easy to do). That's it!



Hope this helps. If you have any experience with opening a US bank account as a tourist/non-resident, we'd love to hear about it.
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Wednesday, July 19, 2017

How To DIY Courtesy Flags on the Cheap | Less Than $1 A Flag

Firstly, I'd like to thank S/V Wanderlust for their post on DIY Caribbean Courtesy Flags! 3 years ago, during the World Cup in Brazil, I noticed these string banner flags everywhere. I remember suggesting to Alex that perhaps we could get them and convert them into courtesy flags, but we didn't know where to get them at that time and we weren't sure of the quality either.

Imagine my delight when I found their post. After reading their experience, we felt more confident and bought ours on eBay for $19.77 USD; also available on Amazon. It comes in a set of 20 Caribbean country flags, at 18" x 12" per flag on 30ft of string.

To be honest, we never bothered too much about flying courtesy flags {not proud}. That's not to say we don't try to wherever we are but it's not always available (in good quality and at the right price!).
 
We know it's not proper etiquette not to fly one when we are visiting a foreign country, but an individual flag can cost around $10 USD each! For something that's for a one-time use and usually doesn't last very long; we'd almost always end up spending that $10 on something else. But with this method, at less than a dollar a flag, how could we resist?! 

When we cruise in a foreign country, it is a sign of respect and diplomacy to fly the native flag of the host country. Photo: Flying our Thai courtesy flag!
  1. Antigua & Barbuda
  2. Antilles
  3. Aruba
  4. Bahamas
  5. Barbados
  6. Belize
  7. Bermuda
  8. Cuba
  9. Dominican Republic
  10. Dominica
  11. Grenada
  12. Haiti
  13. Jamaica
  14. Martinique
  15. Puerto Rico
  16. Saint Kitts & Nevis
  17. St. Lucia
  18. Curacao
  19. Saint Vincent
  20. Trinidad & Tobago 
Comes in a row on a 30ft of string
Close Up of the Flags
Pretty decent quality
As I inspected the flags individually, I noticed some parts of the string were slightly twisted when it was sewn onto the flags. It doesn't affect the functionality of the flag {just hurts my eyes 😆 It's times like this I wish we had an iron onboard!} But not complaining at this price. 

Here's how we converted the string banner flags into courtesy flags.

DIY Courtesy Flags
What We Used
What You Need:

1. Scissors
2. Hammer
3. Hole cutter/punch (ours came with the Grommet tool set)
4. Grommet tool (consists of a top and bottom setting die, we have a size #2)
5. 40 Brass grommets (2 grommets/flag)
6. Pen/Pencil
7. Solid piece of wood
8. Lighter (optional)
9. Bit of extra material (optional) - we had some spare weblon type material which we decided to use where the grommet sits just to provide some extra strength {it's most definitely going to outlast the flag}.

What To Do:

1. Cut the string to separate the flags.
2. Sew the ends or lightly burn the edges to seal it from fraying. 

Step 1 & 2 - I sewed one flag (got lazy) and used the lighter to seal the edges for all the other flags
3. Mark where you want to place the grommets with a pen or pencil. I marked them around the same spot for each flag so that it'll be easy to keep them together with a split hinged ring.

Step 3
4. Punch out the holes with the hole cutter/punch & hammer on a solid piece of wood.

Step 4
Step 4 - If it doesn't punch out completely, use the scissors
5. (Optional step) If you decide to add material to provide extra strength around the hole, then you will need to punch holes in the material as well.

Step 5
Step 5
6. Place the extra material on both sides before inserting the grommet. The grommet (shank) should be placed on the bottom setting die, with the materials in the middle and the washer on the top.

Inserting Grommet
Step 6
Grommet
Step 6
7. Hammer the top setting punch to set the grommet in place. 

Step 7
 8. Ensure that the grommet is set properly. If it's not set, repeat step 7.

Step 8 - Top view
Step 8 - Bottom view
9. That's it! (repeat till you're done) 

Step 9 - That's it!
All we need to do now is to complete our boat projects/repairs and we're all set to sail the Caribbean! Woohoo! ;D

P/S: You can also get these string banner flags for Asia, Europe, South/Central America.


Asia: Afghanistan, Armenia, Bangladesh, Bhutan, Cambodia, China, Hong Kong, India, Indonesia, Japan, South Korea, Laos, Malaysia, Mongolia, Myanmar, Pakistan, Philippines, Singapore, Thailand and Vietnam.

Europe: Austria, Belgium, Canada, Denmark, France, Germany, Greece, Ireland, Italy, Poland (eagle), Portugal, Netherlands, Norway, Scotland (lion), Scotland (cross), Spain, Sweden, Switzerland, United Kingdom, and USA.

South/Central America: Mexico, Argentina, Brazil, Chile, Colombia, Ecuador, Bolivia, Paraguay, Peru, Nicaragua, Dominican Republic, Cuba, Puerto Rico, Uruguay, Venezuela, Honduras, Panama, Guatemala, Costa Rica, and El Salvador.  

Note: The list of countries may vary, so check before you make your purchase. 

You can also get 40 Maritime Signal Flags on a string!

So excited, can't wait to fly these! I know it's still early but after the Caribbean, perhaps the South/Central America set next?

Hope this was useful. If you have any experience or idea on how to improve this. We'd love to hear from you. Happy sailing! 😃

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Wednesday, July 12, 2017

Installing Port Visors

As you know, sailing in the tropics means we're always in warm, humid areas with lots of rain. Opening and closing portlights (or portholes) every time it rains is a major pain, especially for short showers not to mention how stuffy the boat gets when there's no air ventilation. We know this is not a necessity as we have lived without them for years, but.. what's life if we can't splurge a little?

So, we decided to invest in some port visors. We searched online and were surprised that there weren't many options available. We ended up ordering from Seaworthy Goods, a company owned by two lifelong boaters (they seem to be the popular choice and featured in several blogs). They were friendly and quick to respond over email and are based in Florida, USA.

We were pleased we received the 6 visors in time (while we were in Florida for our '6 Day Break'). Each visor was packaged individually with instructions on how to install it and a small piece of scotch-brite scour. 

Individually packaged 19-R model (18" W x 3⅞" H x 3½" D)
The visors are made of tough, UV-resistant Lexan -- {apparently} unbreakable, transparent poly-carbonate. It's lightweight, weatherproof, scratch resistant, flame resistant and can withstand high impacts (250 times the impact strength of glass and 50 times that of acrylic). Super!

Comes with a mini scotch-brite scour and instructions
Back in Trinidad, our excitement soon dissipated as we opened each packaging to find that the port visors were very poorly finished -- rough and crooked edges. Only one out of the six pieces we received was somewhat "acceptable".

The overall product itself looks to be of good quality but really bad finishing
A ruler against the port visor to show how uneven it is
Installation Steps
A black speck in one of the visors
We smoothed out the edges ourselves with sandpaper. It's not a big job but it's time consuming; for the price of each visor, we expected some quality control {not happy but we'll live}. Maybe it was an oversight -- we were unlucky and got a bad batch?

On the bright side, the installation was indeed very simple. Per the instructions, we:

  • Cleaned the surface thoroughly with the scotch-brite scour and isopropyl alcohol (not acetone). 
  • Used a pencil to mark the placement of the visor before installation. 
  • Peeled off the 3M VHB red tape and pressed hard on the visor along the tape to ensure a good bond.
  • That's it! 

We initially used masking tape to determine the placement of the visor but later used a pencil to mark the placement instead
All done! It's advised that we cover at least ⅓ of the portlight to be effective
We've installed all the visors, they look good and we're very happy we don't have to drop everything to close the portlights each time it rains.

Our view with our portlights open on a rainy day
Ah.. the breeze is great! :)

Update: We wrote to Seaworthy Goods to give feedback on the portvisors we received. Instead of ignoring our email (like most companies do these days), Paula (one of the owners) was excellent; she not only responded to us during her holidays, apologized for not catching the trims, thanked us for the feedback but also gave us a refund for one port visor for our troubles. Thumbs up for their customer service! Thank you! 👍

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